The Dividend Guy Blog

Unconventional Lifestyle and Dividend Growth Strategy

Retirement

The Portfolio I Would Build if I Retire Today Part I

Blog, Investing Strategy, Portfolio Building, Retirement

A few months ago, I’ve received over 100K as the commuted value of my pension plan started working on my retirement portfolio. As the market was trading at an all-time high, I still decided to invest the full proceeds. Keep in mind I’m only 36 and will not be touching this money for a while. A friend of mine asked me if I had invested the money differently if I was about to retire. That’s a very good question. How do you invest your money as a retiree? Do you have to make anything different? Do …

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Growing 192K to $1M; This is How a Former Private Banker Does It

Dividend Growth, Investing Strategy, Principles, Retirement

Summary #1 At the age of 36, I have $192,430 invested for my retirement. #2 I plan to reach the iconic million dollar value by the age of 59. #3 This article is not about more raw calculation numbers, you can do that. #4 This article is about how I will manage my assets to get there while sleeping at night. *you might want to print or bookmark this article as it is over 2,700 words of wisdom ;-) If you have been following me for a few months, you already know that I quit my job this …

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I’m 36 and I’ll become a millionaire by 65 – Here are my plans

Blog, Personal Update, Retirement

Have you ever wanted to be rich? From how long I can remember, making money has always been part of my life goals. Don’t get me wrong, money is not that important in my life. I would actually trade all the money in the world to stay happy and healthy with my wife and three kids. But since everybody in my family is doing great (knock on woods!), I can concentrate on other things… like becoming millionaire. And you read it right; I have more than one plan to become millionaire by the age of 65. In …

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Wow this is Exciting

Blog, Investing Strategy, Portfolio Building, Retirement

Since I’ve written this blog, I’ve been completely transparent about my investment decisions. I always thought it would be helpful to see how others invest their money as I believe we can all learn from each other. However, since money is more taboo than sex, most people, even bloggers, are shy to bare it all. But since I believe there is no better credibility test than transparency, here I am today telling you that I’ve received my lump sum payment at the beginning of the month. The check was …

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Why is there an obsession over not touching your capital at retirement?

Retirement

All right, I get it; the whole point of building a dividend growth portfolio is to live off your dividend payments. I totally get that. But is this realistic? Would it be the worst thing that could happen if you withdrew from your capital? In an ideal world, you  would never have to touch your capital, but in the real world, this is less likely to happen unless you save 50% of your income during your highest earning years (which means you will not have as much fun as I plan to during the next 30 …

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Can My Portfolio Survive a Crash?

Best Dividend stocks, Blog, Canadian Dividend Stocks, Investing Strategy, Retirement

The idea of losing lots of money in a short period of time is probably one of the biggest fear of any investors. In fact, many of them rather wait on the sideline than suffer this “inevitable-next-market-crash”. After all, nobody wants to suffer this type of drop: When a market crashes everybody panics. Should they? Not if they have done their homework first. It is impossible to know when the market will hit a new correction and your portfolio will lose 10% within a few weeks. We all know …

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