The Dividend Guy Blog

Unconventional Lifestyle and Dividend Growth Strategy

Retirement

Growing 192K to $1M; This is How a Former Private Banker Does It

Dividend Growth, Investing Strategy, Principles, Retirement

Summary #1 At the age of 36, I have $192,430 invested for my retirement. #2 I plan to reach the iconic million dollar value by the age of 59. #3 This article is not about more raw calculation numbers, you can do that. #4 This article is about how I will manage my assets to get there while sleeping at night. *you might want to print or bookmark this article as it is over 2,700 words of wisdom ;-) If you have been following me for a few months, you already know that I quit my job this …

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I’m 36 and I’ll become a millionaire by 65 – Here are my plans

Blog, Personal Update, Retirement

Have you ever wanted to be rich? From how long I can remember, making money has always been part of my life goals. Don’t get me wrong, money is not that important in my life. I would actually trade all the money in the world to stay happy and healthy with my wife and three kids. But since everybody in my family is doing great (knock on woods!), I can concentrate on other things… like becoming millionaire. And you read it right; I have more than one plan to become millionaire by the age of 65. In …

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Wow this is Exciting

Blog, Investing Strategy, Portfolio Building, Retirement

Since I’ve written this blog, I’ve been completely transparent about my investment decisions. I always thought it would be helpful to see how others invest their money as I believe we can all learn from each other. However, since money is more taboo than sex, most people, even bloggers, are shy to bare it all. But since I believe there is no better credibility test than transparency, here I am today telling you that I’ve received my lump sum payment at the beginning of the month. The check was …

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Why is there an obsession over not touching your capital at retirement?

Retirement

All right, I get it; the whole point of building a dividend growth portfolio is to live off your dividend payments. I totally get that. But is this realistic? Would it be the worst thing that could happen if you withdrew from your capital? In an ideal world, you  would never have to touch your capital, but in the real world, this is less likely to happen unless you save 50% of your income during your highest earning years (which means you will not have as much fun as I plan to during the next 30 …

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Can My Portfolio Survive a Crash?

Best Dividend stocks, Blog, Canadian Dividend Stocks, Investing Strategy, Retirement

The idea of losing lots of money in a short period of time is probably one of the biggest fear of any investors. In fact, many of them rather wait on the sideline than suffer this “inevitable-next-market-crash”. After all, nobody wants to suffer this type of drop: When a market crashes everybody panics. Should they? Not if they have done their homework first. It is impossible to know when the market will hit a new correction and your portfolio will lose 10% within a few weeks. We all know …

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Part V: I’m Retired, How do I Managed my Portfolio?

Retirement

This last segment about my retirement planning series (you can read Part I, Part II, Part III and Part IV) is probably the most difficult part to discuss. Retirement is a case by case story. Nobody has the same portfolio, age, retirement plans and capacity. This is why it is so difficult to write something that will reach most of you. However, I’m giving a try today as I know the following question tickles more than one: How do I manage my portfolio at retirement? The biggest change happening …

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