Blog Archives - The Dividend Guy Blog

CDRs: Convenient Pizza Slices… or Just Buy the Whole Pizza?

If you’ve invested in U.S. stocks as a Canadian, you’ve probably bumped into CDRs (Canadian Depositary Receipts). They’ve been marketed as a simple way to buy big-name U.S. companies in Canadian dollars, without currency conversion, and with built-in currency hedging. And yes—CDRs can be convenient. But convenience always comes with a price tag. The real question isn’t “Are CDRs good or bad?” It’s: When do CDRs make sense—and when are you paying for something you don’t need? Below …

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5 Years Later, is Investing in CDRs Worth It? [Podcast]

Blog, Podcast

CDRs were pitched as a simple way for Canadians to buy U.S. (and now a few international) stocks in Canadian dollars—with built-in currency hedging. Five years after their launch, we revisit what CDRs actually are, what they do well, and why the “convenience” story often comes with a price tag investors don’t fully see. If you’re holding CDRs—or considering them—this episode helps you decide if they still make sense for your long-term plan. Download the FREE and Honest Guide to …

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Energy, Infrastructure, Private Capital, and the Debasement Trade—Investment Themes for 2026 Part 2

Blog, Investing Strategy

In Part 1, we established the big shift for 2026: AI has stopped being “just tech” and become a macro force. It’s driving a capex wave that touches everything—investment spending, supply chains, financing, and the physical constraints of the economy. Now we move to the ripple effects. Because once you accept that AI is macro, the next questions are obvious: Where does the money go next? What breaks first? And which parts of the economy get rebuilt because they have to? Here are the themes …

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Crunchy Tax Optimization Questions [Podcast]

Blog, Podcast, Retirement

Today, we focus on the tax moves that actually matter (and the ones that waste your time), especially if you’re sitting on big unrealized gains in a non-registered account. The big takeaway: build your plan and investment strategy first—then optimize taxes, not the other way around. Join Retirement Loop's Waitlist You'll Learn The “3 D’s” of tax optimization (what really moves the needle): Defer: delay taxes so your money compounds longer. Divide: split …

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When AI Stops Being “Tech” and Starts Being the Economy—Investment Themes for 2026 Part 1

Blog, Investing Strategy

Before I tell you what I saw in my crystal ball for 2026, keep this line in the front of your mind: “… the big trends mostly right will not always lead to the outcome that you anticipate.” — Mackenzie Market Outlook And here’s the warning label I want on this entire post: adjusting your portfolio is healthy. Replacing your portfolio is usually a mistake. In other words, tweak—don’t flip the table. The key remains the same: stay invested. Now let’s look at the first theme that matters …

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4 Tech Stocks Immune to the AI Bubble [Podcast]

Blog, Dividend stocks, Podcast

In this episode, Mike and Véronique dig into what an AI bubble could look like, how it compares to the dot-com era, and four large-cap tech names that should be able to take a hit without having their long-term story derailed. Watch the Webinar Replay (No registration needed) You'll Learn Why “bubble” fears are rising in 2025:It’s not just hype—AI adoption has accelerated fast, and the market is rewarding winners aggressively. The risk is that expectations become …

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