Blog Archives - The Dividend Guy Blog

Portfolio Makeover: What to Do When Your Returns Lag the Market

The market is up. Your portfolio is not. A few bad picks, a couple of losers you cannot shake, and the nagging sense that everyone else is at a party you missed. So you start wondering whether it is time to blow it up and start over. Before you scrap half your holdings and chase a fresh list of winners, let me offer a different read. When someone tells me their portfolio needs a makeover, I do not hear a bad investor. I hear a missing strategy. The last six months are close to irrelevant. …

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Telus Stock: Can an 11% Dividend Turn This Story Around?

Blog, Stock Analysis

On December 3rd, 2025, Telus froze its dividend growth. Seven months later, the stock sits near a decade low, and the yield has climbed above 11%. That number looks like a gift. It is closer to a warning. If you still hold Telus (T.TO), you are probably nursing a hangover. Since the freeze, the stock is down about 11% including the dividend, while the broad Canadian market (XIU) is up 13.5%. That is a gap of more than 20 percentage points in seven months. So let me revisit the story, look …

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2 Stocks on My Buy List: Northrop Grumman and CCL Industries

Blog, Dividend stocks

Since January, the market has paid up for a short list of winners and walked past a lot of good businesses. That gap is where I went looking this week. Both stocks in this piece came off the same screen: a DSR PRO rating of at least 4, a Dividend Safety score of at least 4, and a price under 21 times earnings. In a market where almost everything looks expensive, buying a quality business for less than 20 times earnings feels rare. One is an American defense giant that fell 35% this year. …

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Economic Moats: How Switching Costs and Network Effects Protect Your Dividend

Blog, Stock Analysis

This is the second of two articles on economic moats. The first part covered intangible assets, cost advantages, and scale. We now cover the other two sources, the ones that are hardest to break once they take hold: switching costs and the network effect. Same reminder as before. A moat protects a company's margins, and those margins are what pay and grow the dividend. The stronger the moat, the safer the raise. These two are the stickiest moats of all. *Disclosure: This is education, not …

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Economic Moats: How Brands, Low Costs, and Scale Protect Your Dividend

Blog, Site Introduction, Stock Analysis

This is the first of two articles on economic moats. We cover three of the sources that build one: intangible assets, cost advantages, and scale. The next part covers the other two: switching costs and network effects. First, why does this matter to a dividend investor? A moat protects a company's margins. Healthy margins are what pay and grow the dividend. Find the moat and you find the reason a payout can keep rising for twenty years. Miss it and you are guessing. *Disclosure: This is …

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How to Find and Analyze Stocks to Buy

Blog, Investing Strategy

Most investors think stock analysis starts with research. It doesn't. It starts with a decision about how you make decisions. I see buying and selling as two sides of the same coin. The reasons you use to buy a stock should be the same reasons you use to sell it. Get that right and you stop trading on price swings. Ask yourself this. Does it make sense to sell a stock because it dropped 25%, while refusing to buy another because it climbed 25%? It doesn't. Yet that is how most portfolios …

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