The Dividend Guy Blog

Unconventional Lifestyle and Dividend Growth Strategy

Retirement

A Million Dollar at 59 Isn’t Enough

Blog, Retirement

Retirement, Early Retirement, Financial Independence and Early Retirement (FIRE) are very popular topics among personal finance bloggers. I could even say that the concept of FIRE is particularly popular among dividend bloggers. Guys like Joe @ Retire by 40 and Jason at Mr. Free at 33 made it. Some others like Mark @ My Own Advisor & Bob @ Tawcan and Bert & Lanny @ Dividend Diplomats took a different path, but they are all savvy savers. They are budget aces. I’m not like that… definitely …

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The psychological effect of watching a portfolio slowly disintegrate

Blog, Investing Strategy, Portfolio Building, Retirement

There is something fascinating about writing. When I target a topic, I get so much inspiration that I’m able to write an entire series. This is exactly what happened during the month of February where I wrote about investing and retirement. You can read the actual series here: The Portfolio I Would Build if I Retire Today Part I The Portfolio I Would Build if I Retire Today Part II Top 10 Canadian Stocks for a Retiree’s Portfolio My Top 10 Retirement Stocks I’m Retired, How Do I …

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I’m Retired, How Do I Withdraw my Money?

Blog, Principles, Retirement

Over the past could of weeks, I’ve been writing a lot about investing for retirees. We keep talking about how to build a portfolio for your retirement, but we often forget how to manage it once you get there. It’s like everything is over once you cross the finish line… but’s that just the start of another adventure. And this adventure starts with a simple question: how do I withdraw my investments once I’m retired? I’m obviously not ready to retire, so why would you listen to me? Because I’ve …

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Top 10 Canadian Stocks for a Retiree’s Portfolio

Blog, Canadian Dividend Stocks, Investing Strategy, Portfolio Building, Retirement

Last week, I discussed the difference between a retirement portfolio and a retiree’s portfolio. There is a big difference between investing for the future and withdrawing from this investment to live. I put my portfolio on fast forward and took a look at trades I would do to make the switch toward a retire-ready portfolio. I was quite surprised to see how different both portfolios were. The point is that you must think about withdrawing money once you retire. Therefore, you need cash ready to …

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The Portfolio I Would Build if I Retire Today Part II

Blog, Investing Strategy, Portfolio Building, Retirement

In my last article, I discussed the first steps to transform a retirement portfolio into a retiree’s portfolio. Today, I’m going to press fast forward on my current pension account and see what changes I would make if I was going to retire tomorrow. Let’s imagine for a minute that I wake up at the age of 64 and in 364 days I will retire and  expect to live another 20. Let’s see what can I do to make my portfolio “retiree lovely”. Let’s start by looking at my current holdings… not retiree …

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The Portfolio I Would Build if I Retire Today Part I

Blog, Investing Strategy, Portfolio Building, Retirement

A few months ago, I’ve received over 100K as the commuted value of my pension plan started working on my retirement portfolio. As the market was trading at an all-time high, I still decided to invest the full proceeds. Keep in mind I’m only 36 and will not be touching this money for a while. A friend of mine asked me if I had invested the money differently if I was about to retire. That’s a very good question. How do you invest your money as a retiree? Do you have to make anything different? Do …

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