Category: <span>Retirement</span>

RRSP Strategies I Like

We are already in February and if you have been too busy with your 2017 resolutions, you may have forgotten the RRSP season is about to end soon. February is the last month you can contribute to your Registered Retirement Savings Plan. This Canadian program has been created to help you build your retirement nest egg. You would be a fool not to take advantage of it. I’ll start this article with a quick refresh of RRSP basics and then, I’ll share with you my favorite RRSP strategies. What is a …

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13 Companies to build a Dividend Growth Portfolio with 10 years to go

Best Dividend stocks, Blog, Canadian Dividend Stocks, Investing Strategy, Principles, Retirement

In my latest article, I’ve discussed the metrics I would use to make a selection of dividend paying companies if I had only 10 years to build my portfolio. The idea of using a shorter time horizon was to show how limited you could be if you only select companies that are currently paying an interesting dividend now. When I wrote my first article about metrics to be used, I didn’t pull the stock filter yet. I just did in order to write this post. I’m not surprised, but the choice is very limited …

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What 10 Years of Data Shows About High Yield and Low Yield Dividend Stocks

Blog, Retirement

Last week, I started some work on the difference between a low yield and high yield portfolio. My first conclusion was that for a limited investment horizon (less than 20 years), the high yield portfolio seems to be the better option. In other words, this is a good rationale for retirees for aiming at companies paying dividend yields over 5%. I was quite surprised to notice that it would take 20 years for the low dividend yield portfolio to compensate with stronger dividend growth to reach the …

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Dividend Growth Vs High Yield Vs Retirement

Blog, Dividend Growth, Investing Strategy, Retirement

A little while ago, I wrote an article on the key metrics for a dividend growth investor. This lengthy article was about each metric I personally use to manage my portfolio and create successful portfolio models at Dividend Stocks Rocks. Following on this article, many readers commented with their thoughts. A topic that was recurrent was that I focus more on the growth aspect of my portfolio (both portfolio value increases and dividend payment increase). On the other side, I am also more open to …

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Four Different Ways to Achieve Financial Independence

Blog, Retirement

Financial independence… this concept has been discussed on so many blogs that I rarely write about it here. I’ve been working on my own crusade to reach financial independence since I entered the workforce back in 2003. I previously dedicated an entire blog to the topic, had some good fun and made some money with it. Then, I decided to concentrate on my dividend investing blog thinking investors wanted to read about…. Investing! But it seems that I was wrong. I have discovered gradually that …

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Freedom Cash Flow Update

Blog, Retirement

Back in December, I introduced the notion of building a cash flow generating machine instead of amassing an enormous pile of cash that would generate a similar cash flow. In order to finance my RV project, I needed an effective way to make it happen. I didn’t want to do it the classic way by patiently waiting each month to put money aside and build a pile of cash that would finance the project. This is not only the classic way to fund a project, but also the most secure way to achieve it. Since …

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