Free cash flow is one of those metrics that can panic investors fast—especially when it trends down for several years. Using six well-known stocks, we show you how to read a declining free cash flow chart with context: when it’s a temporary byproduct of heavy investment, and when it’s a sign the business model is getting squeezed. Download the Dividend Rock Stars List! You'll Learn Why Free Cash Flow Isn’t a First-Layer Filter Free cash flow (FCF) can be a …
Volatility is Starting the Year – January 2026 Dividend Income Report
In 2016, I made a life-changing decision: I took a sabbatical, put my family in a small RV, and we drove all the way to Costa Rica. Upon my return in 2017, I officially quit my job as a private banker at National Bank and started working full-time on my baby: Dividend Stocks Rock. I also decided to manage my pension account held at the National Bank. I’ve built and managed this portfolio publicly since 2017 to create and track a real-life case study. In August 2017, I received $108,760.02 in a …
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Telus Earnings Deep-Dive: Is it a Buy? [Podcast]
This episode is a numbers- and strategy-focused deep dive into TELUS, right as earnings drop. Mike explains why TELUS used to be an attractive mix of a telecom cash cow plus “tech-like” growth segments—but why that story has become far less convincing as revenue stagnates, debt pressure remains high, and dividend growth has been paused. The core takeaway isn’t “buy” or “sell.” It’s: build an investment thesis, define your rules, and track tangible metrics. If TELUS executes, the stock could …
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How to Invest a Lump Sum (Without Letting Your Emotions Run the Show)
Getting a lump sum to invest sounds like a good problem—and it is—but it can also feel like an anxiety-inducing puzzle. Maybe the money came from an inheritance, selling a cottage, cleaning up your portfolio, or simply letting dividends pile up for longer than you meant to. However it happened, the question remains: what do you buy, and when do you buy it? Most investors get stuck because they’re trying to avoid regret. Buy today and the market might drop tomorrow. Wait for a …
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Big Boom in Construction (Stocks to Buy) [Podcast]
Housing starts may be slowing down in 2026, but construction activity isn’t dead—it’s shifting. We look to the broader construction ecosystem and highlight where the real growth drivers (and traps) are hiding. Download the Dividend Rock Stars List! You'll Learn Why “sluggish housing starts” doesn’t mean construction is overResidential demand may be cooling (especially condos), but commercial, industrial, and infrastructure spending can follow a different …
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CDRs: Convenient Pizza Slices… or Just Buy the Whole Pizza?
If you’ve invested in U.S. stocks as a Canadian, you’ve probably bumped into CDRs (Canadian Depositary Receipts). They’ve been marketed as a simple way to buy big-name U.S. companies in Canadian dollars, without currency conversion, and with built-in currency hedging. And yes—CDRs can be convenient. But convenience always comes with a price tag. The real question isn’t “Are CDRs good or bad?” It’s: When do CDRs make sense—and when are you paying for something you don’t need? Below …
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