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The wonderful magic of compounding returns that is reflected in the long-term productivity of American business, then, is translated into equally wonderful returns in the stock market. But those returns are overwhelmed by the powerful tyranny of compounding the costs of investing. - Bogle (The Little Book of Common Sense Investing) There is such an intense focus on what returns an investor earns that often one the most important aspects (other than asset allocation) of investing is ignored …

Continue Reading about The Tyranny of Investment Fees

Although I used to provide my full portfolio on this blog, values and all, I stopped doing it for two simple reasons: privacy and the illusion of a recommendation. First, it felt weird to publish my portfolio value and net worth to the world (not that the world reads this blog!) Second, I got the feeling that by publishing my portfolio a small number of people were considering it as a buy recommendation and were in fact copying it. That was wrong! Although I believe strongly in my investing …

Continue Reading about My Portfolio and Asset Allocation

October: This is one of the peculiarly dangerous months to speculate in stocks. The others are July, January, September, April, November, May, March, June, December, August and February. ~Mark Twain I love this quote because it really sums up the risks of speculating in the stock market. At the end of the day, I don't think there is any way to accurately predict what the stock market is going to return over the next X number of years.[ad#tdg-embedded] However, the investment industry …

Continue Reading about Future Stock Market Returns

A few weeks ago I presented Part 1 of my favorite investing books. This is part 2 of that series and presents another 10 investment books that I have found great value from. There is a wide selection of investing books here - some are focused on dividend investing, some are more personal financed focused, and others are just plain ol' investing books. The point is that as individual investors, the only thing that will make us successful is education on our topic and it is important to read …

Continue Reading about 20 All-Time Favorite Investing Books – Part 2

I invest in a hybrid between index funds and individual stocks. My dividend holdings are Canadian and Unites States companies with a history of increasing their dividends. The other portions of my portfolio are in various index funds covering asset classes such as global equity and fixed income. That being said, I am often the first one to say to most people that a a lazy portfolio is most appropriate for them. I love owning individual stocks, especially dividend stocks, but it takes a lot …

Continue Reading about At Least 25 Lazy Portfolios You Can Use