The Dividend Guy Blog

Unconventional Lifestyle and Dividend Growth Strategy

The Dividend Guy

Financial Pascalism: Have Faith In The Markets

Blog, Site Introduction

This is a guest post by The Weakonomist. His posts provide a excellent perspective on finance and I have enjoyed reading his posts. Please ensure you visit his blog and sign up to his RSS feed. Over the last 18 months, I've watched everyone I care about lose faith in the stock market. It's pretty much expected in any recession, but this is my first recession as an adult so it's been painful to watch. This is especially painful because I am responsible for selling them on the power of …

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Guaranteed Target Date Retirement Funds

Asset Allocation, Blog, Site Introduction

This post originally appeared on The DIV-Net. My company pension fund has the option of investing in something called a Target Date Retirement Funds. Here is how investopedia defines these types of funds: A mutual fund in the hybrid category that automatically resets the asset mix (stocks, bonds, cash equivalents) in its portfolio according to a selected time frame that is appropriate for a particular investor. A target-date fund is similar to a life-cycle fund except that a target-date fund …

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Quarterly Portfolio Review – What a Difference a Month Makes

Asset Allocation

Although I do not post about it regularly, at least once a quarter I have a look at my portfolio's performance to see how I am stacking up against the market. The reason is simple - if my portfolio is not at least meeting the returns of my chosen benchmark then I am failing as an investor. There is no reason for an investor to not expect market returns from their portfolio as the huge variety of index funds and index ETFs available make it very easy to build a "lazy …

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Market Returns 5 Years After Historical Market Declines

Blog, Site Introduction

The only investment "given" that I know for certain is that markets go up and down. I suspect that anyone out there can argue with that. Whether you look at it from a short-term day by day perspective or a long-term 50 year time horizon the market has been proven time and time again to do just that. Most likely the stock market is going to continue doing this in the future. So what does that mean considering we are in what many are calling a very historic stock market correction based on …

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Why You Should Hold Some Cash in Your Portfolio

Asset Allocation

This post originally appeared on The DIV-Net. I must admit, I wish I had more cash in my investment portfolio right now so I could diligently put it to work into this ever tanking market. It would allow me to continually take advantage on days like Monday when the Dow dropped some 250+ points and the total stock markets are in shambles. [ad#tdg-embedded] Keeping some cash in your portfolio at all times allows you to do one thing: take advantage of the market drops when they happen. I know …

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Finance Applications I Use on My iTouch (or iPhone)

Blog, Site Introduction

Remember when all we could do with an iPod was listen to music. That was so 2002. I was using the current iteration of the iPod - the iTouch - reading the latest news while enjoying some Metallica and thought it might be a good idea to do a post on the applications (and specific web sites) I use on the device. I know there are many more out there; I am constantly finding new ones and dropping old ones. Here is a selection of the current finance related applications that I have …

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