Mike opens the books on his 2025 performance: ~8–9% up vs. a ~20% blended benchmark (50% CA / 50% US). He owns the underperformance, walks through the trades he’s already made, and reaffirms the rules he’s followed since 2010. No panic—just process. You'll Learn A “bad year” ? a broken strategy. Mike underperformed his blended benchmark in 2025, but the dividend-growth playbook didn’t change. You’ll see how sticking to rules (dividend triangle + allocation …
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