The Dividend Guy Blog

Unconventional Lifestyle and Dividend Growth Strategy

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The Dividend Guy Investment Process Part 10: Reinvesting Dividends

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Wow, we are getting to the end in series of posts titled, The Dividend Guy Investment Process. Today's post is going to talk about something that I am very passionate about - reinvesting dividends! When an investor receives dividends from a dividend stock, they have two choices. The first is to take the dividends as cash and accumulate them in a brokerage account as cash to be withdrawn at a later date. The second option is to immediately take those dividend payments and use them to …

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The Dividend Guy Investment Process Part 9: My Benchmark

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If you are a do-it-yourself investor who buys individual stocks (i.e. dividend stocks), as many of my readers are, then we are slaves to our investment returns. But how do we know how we are performing? If we earned 12% last year, that may seem like a pretty good return. However, if the overall market provided a return of 22% then you didn't do so hot. It would have been much better for you to have bought the market through an index fund or ETF. It is therefore important for investors to …

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The Dividend Guy Investment Process Part 6: Fundamental Analysis – Revenue and EPS

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In Part 5 of the description of my investment process, I talked about how I screened for dividend stocks using the S&P 500 Dividend Aristocrats, Dividend Achievers, and the MSN Stock Screener. In the next couple of posts I will cover the items that I use in my fundamental analysis of stocks, starting with revenue and earnings per share analysis. Keep in mind that this is not a tutorial on how to analyze stocks - there are better resources out there that you can use to learn how to evaluate …

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The Dividend Guy Investment Process Part 5: Initial Dividend Stock Screening

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There are literally thousands of stocks available to choose from. Not all pay dividends and not all are good investments (not by a long shot!). When building a portfolio and looking for stocks to further analyze, there are a couple of places I believe dividend investors can look to get started. These are the resources and tools that I use to screen for dividend stocks in my investment process. Dividend Screen #1 The first place I look for dividend stock ideas is the place to find …

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The Dividend Guy Investment Process Part 4B: Portfolio Building – Filling Out My Asset Allocation and Introducing Dividend Growth Stocks

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With my maximized employer contributions going towards the funds that fit in with my asset allocation, I need to fund the remaining asset classes in my target asset allocation. As I mentioned in the Part 4A, I only have a select number of funds I can choose from and it does not cover all asset classes. Therefore, I need to fund a couple of other assets with money I have in my other accounts. REITs and International Equity To get exposure to the REIT assets, I go right to the index …

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The Dividend Guy Investment Process Part 4A: Portfolio Building – Maximizing Employer Contributions

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If someone is going to give you extra money for doing something you were going to do anyway, you take it. That is my philosophy around my employee pension plan and savings plan. Essentially, if I contribute money to both my pension fund and my savings plan then my employer will at least match that amount. Here is how they work. Pension Plan My pension plan is a defined contribution and I automatically receive 2% of my total earnings as a contribution to the plan. In addition, I …

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