The Dividend Guy Blog

Unconventional Lifestyle and Dividend Growth Strategy

Principles

International Equities – Asset Allocation

Principles

As I have talked about many times before on this blog, I try to structure my investments so that I am diversified across US, Canadian, and International equities. The purpose of doing this is to ensure that I remain exposed to different markets across the world as theoretically, some markets will be heading up while others will be heading down. That is the theory anyway. In recent years, it seems that these markets as a whole have been moving up and down in step. I am not sure what to make …

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Slaughter in the Canadian Markets

Principles

You can't have an investing blog in Canada and not write about the blow up that occurred today in our markets as a result of the income trust policy change the federal government enacted. In essence, they have change the tax rules on trusts and the ability to reduce the amount of tax a corporation by converting to a trust. To sum up: Income trust investors suffered more than $20-billion in paper losses on their portfolios as some of Canada's best-known companies — from telecom giants BCE …

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Writing Down Your Financial Goals

Principles

J.D. over at Get Rich Slowly wrote an interesting piece about setting up financial goals. In it he covers long, intermediate, and short term goals. He quotes: Many people make poor financial decisions because they don’t have long-term personal goals. If you don’t understand that buying a new cell phone or playing a game of poker takes money from a larger goal — a new home, a new car, a vacation to Europe — then there’s no incentive not to use the money for whatever seems fun at …

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25 Rules to Grow Rich By

Principles

Money Magazine has recently published a list of 25 things that they claim will make you rich. Although I think that this title is total fluff - stuff that catches a readers attention to get them to buy the magazine - as it covers things like never hiring a roofer who is going door-to-door. Sure that is an important in terms of ensuring you don't get ripped off, it certainly won't make you rich. That being said, I went through the list and have highlighted the ones below that I think are …

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The Four Important Dates for a Dividend Investor

Principles

There are four important dates that a dividend investor must keep in mind when investing in dividend paying stocks such as Bank of America or Pfizer. These dates tell the investor such things as when dividends will be declared and when the dividends will actually show up in your account. Knowing when the cash will be in your account is very valuable, especially for those people who are living off of their dividend income. The four dates to consider are: 1. Declaration date: The date on …

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Think of an Investment as A Home You Are Happy to Inhabit

Principles

During times of a down market and people all around you are selling their stocks left and right, I am reminded of a passage that I heard (or read?) from Warren Buffet. It goes like this: You are perfectly free to ignore Mr. Market or take advantage of him, but it will be disastrous if you fall under his influence. Suppose the price you could see your home at was quoted every day. For several; months the quotations steadily decline. Would you then sell your home, the home you were …

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