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The Dividend Guy Blog

Unconventional Lifestyle and Dividend Growth Strategy

Portfolio Building

The Portfolio I Would Build if I Retire Today Part II

Blog, Investing Strategy, Portfolio Building, Retirement

In my last article, I discussed the first steps to transform a retirement portfolio into a retiree’s portfolio. Today, I’m going to press fast forward on my current pension account and see what changes I would make if I was going to retire tomorrow. Let’s imagine for a minute that I wake up at the age of 64 and in 364 days I will retire and  expect to live another 20. Let’s see what can I do to make my portfolio “retiree lovely”. Let’s start by looking at my current holdings… not retiree …

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The Portfolio I Would Build if I Retire Today Part I

Blog, Investing Strategy, Portfolio Building, Retirement

A few months ago, I’ve received over 100K as the commuted value of my pension plan started working on my retirement portfolio. As the market was trading at an all-time high, I still decided to invest the full proceeds. Keep in mind I’m only 36 and will not be touching this money for a while. A friend of mine asked me if I had invested the money differently if I was about to retire. That’s a very good question. How do you invest your money as a retiree? Do you have to make anything different? Do …

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How to start an education fund for your kids

Dividend Growth, Portfolio Building

How can I pay for my children’s tuition fee? This is a question we often ask ourselves when we see our kids blowing their candles on their 16th birthday (like it or not, they will still accept candles if they get a bigger piece of the cake!). At that point, it is sometimes too late to think about funding their education. Hopefully you read this article before it happens. I’m going to do a brief review of how to start saving for your child’s education and I will quickly jump to what is of …

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Has your advisor called you recently?

Blog, Market Frenzy, Portfolio Building

The market is going up, you are making money; everybody smiles. I’ve worked in the financial industry for over a decade and this situation has struck me: when my clients were making money, they didn’t want me to call them. I’ve received one call from a client once telling me it wasn’t normal to make that much money in a short period of time. He invested 250K in November 2008 and was calling me during the summer of 2009… you can imagine what his 250K looked like back then… caching! During bull …

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How Many Stocks Should I Hold for a 100K Portfolio?

Blog, Investing Strategy, Portfolio Building

Not too long ago, I’ve shared with you my pension holdings. I’ve received $108K as the commuted value of my pension plan in September and I’m currently in the process of investing the whole amount in equities. So far, I have 14 positions for 76K invested for an average of $5.4K in each holding. At this pace, I will buy 6 different stocks and complete my portfolio with a total of 20 holdings. This was the plan how along: I think investing in 20-22 stocks for a 100K portfolio is the best strategy. …

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A Month Later, I Have Invested 76K Already

Blog, Dividend Growth, Investing Strategy, Portfolio Building

Not too long ago, I told you I had 108K to invest in the stock market. If you didn’t follow me through summer time, I received this money when I quit my job to work full-time on my investing websites. This money was what my pension plan was worth and I decided to take it with me instead of leaving it for a small pension. Many of you told me I should be patient and that I should wait for the next market crash. Fair point: we are at the summit of a bull market, and there is no other way to go …

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