The Dividend Guy Blog

Unconventional Lifestyle and Dividend Growth Strategy

Asset Allocation

Think Diversification. Think Simplicity. Think.

Asset Allocation

I am often amazed at the things people do with their own portfolios. I am not a financial advisor nor do I review other people's portfolio's as a "friend" on a regular basis. However, as soon a people hear that I have this blog they inevitably ask me questions. And honestly, 9 times out of 10 I am amazed by what people have done in their portfolios.[ad#tdg-embedded] As an example, one individual I was speaking with the other day is a highly educated professional working in a crazy high paying …

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Top 4 Investing Actions to Take Now

Asset Allocation

If it has been awhile since you last looked at your portfolio, or even if you have a regular routine of investment actions you take, these are the top 4 things that I believe are essential to effective management of a portfolio. It does not matter if you are do-it-yourself dividend growth investor or use the services of a financial planner, these are things that all investors should do on a regular basis to ensure an effective portfolio.[ad#tdg-embedded] 1. Check your Asset …

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Fixed Income and my Asset Allocation

Asset Allocation

I have had a problem in my portfolio for awhile now, and have not done much about it in light of the market we have been experiencing. The problem is that I am WAY light on my actual fixed income allocation, yet I have not purchased any fixed income assets in a while. The reason I have not is because I have been using any money I add to my portfolio to purchase equities - either U.S. based or global and of the value and small-cap variety. My thinking is simple - we have seen a huge …

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Guaranteed Target Date Retirement Funds

Asset Allocation, Blog, Site Introduction

This post originally appeared on The DIV-Net. My company pension fund has the option of investing in something called a Target Date Retirement Funds. Here is how investopedia defines these types of funds: A mutual fund in the hybrid category that automatically resets the asset mix (stocks, bonds, cash equivalents) in its portfolio according to a selected time frame that is appropriate for a particular investor. A target-date fund is similar to a life-cycle fund except that a target-date fund …

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Quarterly Portfolio Review – What a Difference a Month Makes

Asset Allocation

Although I do not post about it regularly, at least once a quarter I have a look at my portfolio's performance to see how I am stacking up against the market. The reason is simple - if my portfolio is not at least meeting the returns of my chosen benchmark then I am failing as an investor. There is no reason for an investor to not expect market returns from their portfolio as the huge variety of index funds and index ETFs available make it very easy to build a "lazy …

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Why You Should Hold Some Cash in Your Portfolio

Asset Allocation

This post originally appeared on The DIV-Net. I must admit, I wish I had more cash in my investment portfolio right now so I could diligently put it to work into this ever tanking market. It would allow me to continually take advantage on days like Monday when the Dow dropped some 250+ points and the total stock markets are in shambles. [ad#tdg-embedded] Keeping some cash in your portfolio at all times allows you to do one thing: take advantage of the market drops when they happen. I know …

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