The Dividend Guy Blog

Unconventional Lifestyle and Dividend Growth Strategy

The Dividend Guy

Innevitable Doom Coming – Call Our Investment Firm and Save Yourself

Principles

A recent article in The Globe and Mail (one of Canada's national newspapers) reports that RBC Dominion Securities Inc. (owned by the Royal Bank - I own this) is advising us that we are in for a rocky road ahead and that investors should take action to protect themselves. Ok fine, but just wait until you hear what they recommend: To protect themselves from an “absolute” stock market decline, RBC recommends that investors pare their equity exposure outright, either through the use of …

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It is Never Too Soon to Take Money Off of the Table

Principles

I have been doing a bunch of thinking about when a good time to sell an investment is. The reason is because I was speaking with an acquaintance about some stock options that he had with his company that he has only exercised once in his time with the company (7+ years). It was a few years ago and since that time, the stock has appreciated 5 times the price of his exercise. Essentially, he "lost" a lot of money because of selling too early. He therefore decided that he would never …

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Carnival of Personal Finance

Personal Update, Stock Selection

It is my pleasure to host this weeks Carnival of Personal Finance. There is a huge list of posts, so without further ado, here we go: Flexo at Consumerism Commentary presentsrecent changes to online job hunting Jim at Blueprint for Financial Prosperity presents Analysis of ING’s $555 Closing Cost Mortgages Michael Weinstein at Sound Money Tips presents Tip For Investing in Green Energy Retireat30 at Retire at 30 presents Spenfd as much on crap as you can afford nickel at …

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Stock Options: Net Worth or Not?

Principles

Today I received a stock option grant for the company I am working for. Traditionally, the stock options for this company have done VERY well and I am hoping that mine will do the same. We shall see. These options vest on a 1/3, 1/3, 1/3 schedule. I will be fully vested after 3 years. There is a 10 year expiration on them and I can receive a cash payment for them at anytime after they vest - I don't need to go to the market to exercise. The question that I am pondering is whether I …

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1. The Dividend Guy’s Guide to Building a Dividend Portfolio: Introduction

Site Introduction

Sorry about the delay in getting the second post of this series out...family, friend, and new job stuff that I had to attend to. Thank you for your patience - here we go. We are about to embark on a wonderful journey, you and I. This is the first in a series of articles posted at The Dividend Guy (https://thedividendguyblog.com) that covers my process for selecting stocks and other investments for my portfolio. Before we get into it, I need to make something very clear. The methods and …

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1. The Dividend Guy’s Guide to Building a Dividend Portfolio: Kickoff

Stock Selection

As a result of leaving my current job, I will be provided with the option to roll my current pension savings into my registered investment account. What happens is the pension provider, Manulife Financial, will send me a package within 4-6 weeks that outlines the procedures and includes all the necessary forms to transfer the money. As of right now, the money will be deposited into my CSA RSP account and I will need to decide where this money will be invested. This is going to be a perfect …

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