Compilation of all Dividend Stocks Per Sector for 2014

warning; this post is quite lengthy and includes several stock charts, you may want to bookmark it if you read this on your mobile!

I don’t know if you are like me, but the thing I like the most about managing my own portfolio is buying stocks. The simple fact of adding another company to my investments thinking I will generate profits makes me happy for the day. The second thing I like best is when I sell a stock and cash out the profit. Here again, it’s always fun to look at your paper profit but the best feeling is when you can actually say “I’ve made XX% profit on this trade and the cash is now mine”.

But if managing a portfolio only meant buying and selling stocks whenever we see an opportunity or when it’s time to cash out, portfolio management would be easy. You can’t treat your portfolio as a simple series of purchases and sales that pile up throughout the year. It’s important to understand the big picture and look at your portfolio as a whole. Why? Because it doesn’t matter if you made money or lost some cash on a specific trade, it’s the end of the year amount sitting in your portfolio that counts.

The best way I know to manage my portfolio while considering the big picture is using asset allocation. I’ve discussed how to classify your dividend stocks in your asset allocation in a previous post, so I will skip this part and go directly to talk about sector allocation.

 

My Current Sector Allocation

I’m a guy with a taste for simplicity. I think that when it comes down to portfolio management, the fastest and easiest way to manage your money is usually the best. This is why I don’t try to hold stocks in every sector and tend to concentrate them in just a few of them.

Here’s a breakdown of my current asset allocation (cash aside):

 

 

When you look at it, notice that I have 40% in Consumers (cyclical and non-cyclical), 22% in Techno related stocks (including communications), 16% in both Financial and Energy sectors with a 6% in Healthcare (JNJ) which could be included somewhat in the Consumers sector since they produce several consumer products.

I was looking for a main core of companies that I would hold forever (these are Consumers and Financials representing 62% of my portfolio). Then, I wanted to add more upward potential by adding techno stocks and energy. Since both sectors perform well in bullish markets, they are great additions right now.

I strongly believe US banks will be a winner this year so I might add more weight to financials with my next contribution. This is probably where the money will be allocated for now.

 

Dividend Stocks Compilation Per Sector

The stock market has simplified things for us as they are predefined sectors that are used and recognized by most financial analysts. Today, I simplify things even more with a compilation of all dividend stocks classified per sector. I’ve run filters per sector and included both US and Canadian stocks in the same charts (check the currency column to make sure you look at the right market). Here are the filters I used:

#1 Dividend yield between 2.50% and 7% – I wanted to make sure we have interesting dividend stocks

#2 Payout ratio under 80% – I wanted to make sure the companies can continue to pay their dividends

#3 Positive Dividend Growth for the past 3 years AND 5 years  – Here again, a good sign the company is in good financial shape

 

Basic Materials:

If you are looking for dividend-payers, you might forget about basic materials initially. There are only 23 companies fitting the basic dividend requirements. Historically, these companies don’t pay much in dividends since they need their cash flow to invest in new mines and production. They are also highly dependent on the price of the commodities and we remember what happened to the price of Gold last year…

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Payout Ratio (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)
AGU	Agrium	USD	12873.7955	3.3800	16.9697	89.1253	50.2870
AGU.TO	Agrium	CAD	13883.8175	3.3300	17.1201	85.4539	50.7211
APD	Air Products & Chemicals	USD	23286.6354	2.5800	56.8900	12.3624	10.1190
ARLP	Alliance Resource Partner	USD	2838.3964	6.1200	38.7640	15.5609	18.2996
AUY	Yamana Gold	USD	6798.6870	2.8800	64.0315	78.9362	57.7910
BVN	Buenaventura Mining	USD	2909.2065	2.5900	45.4980	42.3628	23.0692
CMP	Compass Minerals	USD	2674.8043	2.7300	69.7561	11.9929	9.5602
CSUAY	China Shenhua Energy	USD	56337.3498	4.4500	64.5289	21.1152	1.6769
DD	DuPont	USD	57724.0000	2.8900	34.3567	2.2288	2.4980
DOW	Dow Chemical	USD	52286.6533	2.9700	60.9717	26.2704	6.3059
GMBXF	Grupo Mexico	USD	24834.1500	2.5200	52.1266	98.2079	1.5030
IPHS	Innophos Holdings	USD	1056.7228	3.3300	63.4529	19.7548	13.9762
IPOAF	Industrias Penoles	USD	9936.8925	5.3100	40.0903	32.6037	24.4289
LIF.TO	Labrador Iron Ore Royalty	CAD	2108.1600	3.0400	65.8766	1.0555	1.1428
LIFZF	Labrador Iron Ore Royalty	USD	2007.6800	2.9900	65.3527	3.0478	0.8503
OLN	Olin	USD	2221.5972	2.8700	34.0584	0.8462	1.6032
POT	PotashCorp	USD	28101.5890	4.2900	44.2308	58.6722	37.9140
POT.TO	PotashCorp	CAD	30289.0863	4.2500	44.4069	55.5919	38.3123
RYN	Rayonier	USD	5375.9762	4.6000	62.3358	9.2982	6.5219
SMG	Scotts Miracle	USD	3838.7496	2.8300	54.5003	27.2609	21.9894
SWM	Schweitzer-Mauduit	USD	1537.0055	2.9400	32.2581	13.6709	8.4472
YARIY	Yara International	USD	11593.5325	4.4300	45.9748	16.7924	21.2552
YRI.TO	Yamana Gold	CAD	7303.1300	2.8500	65.6188	75.4626	58.2468

Communications:

The telecoms and internet providers are not too numerous to fit within my criterion. Since their payouts are high even the most known companies in the US (AT&T (T) and Verizon (VZ), don’t make the cut for this short list of stocks.  Note that two major Canadian players (Rogers and Telus) are available on the US market (NYSE).

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Payout Ratio (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)
CVC	Cablevision Systems	USD	4482.3352	3.5800	30.2824	10.0710	19.7047
DCM	NTT DoCoMo	USD	67923.9304	3.4600	42.4355	3.9716	5.5919
NTT	Nippon Telegraph	USD	60698.3565	3.3700	30.6887	5.9009	10.4074
RCI	Rogers Communications	USD	22802.1475	3.7100	45.1177	6.5434	30.3213
RCI.A.TO	Rogers Communications	CAD	25143.7388	3.5700	45.5804	4.4835	30.6993
RCI.B.TO	Rogers Communications	CAD	24550.6044	3.6600	45.5804	4.4835	30.6993
T.TO	TELUS	CAD	22954.3933	3.9100	60.9703	8.5655	8.1843
TU	TELUS	USD	21290.3088	3.9600	60.2527	10.7059	7.8714

 

Consumer, Cyclical:

Considering we are in a bull market, investors should look forward to a great year. These companies seem to be able to pick the uptrends in consumer confidence and increase their sales when people’s purses have loosened. There are great stocks to pick from this list.

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Payout Ratio (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)
AEO	American Eagle	USD	2886.0633	3.3400	54.5133	69.4121	37.9395
BLCBB	Belo	USD	780.9075	4.2700	64.2555	54.1246	1.8913
BMS	Bemis	USD	4167.0355	2.5700	54.3511	2.5911	3.0369
BOS.TO	Airboss of America	CAD	179.6934	2.5300	50.9239	49.9054	46.8905
CBRL	Cracker Barrel Old	USD	2644.4941	2.7000	44.1423	34.7751	23.5929
CLK.TO	ClubLink Enterprises	CAD	254.5520	3.0800	54.5878	1.7538	5.6021
CNK	Cinemark Holdings	USD	3735.7168	3.0900	63.0504	7.0096	23.8575
DII.A.TO	Dorel Industries	CAD	1149.5956	3.0200	50.8557	17.3142	18.1728
DII.B.TO	Dorel Industries	CAD	1139.6233	3.0500	50.8557	17.3142	18.1728
DIIBF	Dorel Industries	USD	1065.1073	3.1200	50.1872	19.6367	17.8324
DRI	Darden Restaurants	USD	6901.8822	4.1800	76.3636	22.6336	20.6738
DRLAF	Dorel Industries	USD	1110.2601	2.9900	50.1872	19.6367	17.8324
FRS	Frisch's Restaurants	USD	129.6442	2.8200	40.8554	169.8790	85.0329
GEF	Greif	USD	2520.1378	3.1700	65.8406	1.8282	5.1359
GEF.B	Greif	USD	2790.3735	4.2300	65.8406	1.8282	5.1359
GPC	Genuine Parts	USD	12831.7140	2.5900	46.0727	5.8819	4.3518
HAS	Hasbro	USD	6978.2024	2.9800	68.8557	26.4703	19.0969
HRB	H&R Block	USD	7802.0982	2.8100	51.1362	2.6348	3.4152
IP	International Paper	USD	21719.7968	2.8600	44.5561	50.3695	1.7710
LEFUF	Leon's Furniture	USD	943.5139	2.8100	48.4612	6.2747	14.0129
LEG	Leggett & Platt	USD	4298.4689	3.9400	62.0664	8.2672	9.8362
LNF.TO	Leon's Furniture	CAD	1024.0233	2.7600	49.1994	4.2200	14.3436
MAT	Mattel	USD	15581.5244	3.1300	56.9083	15.9839	9.2251
MCD	McDonald's	USD	95901.0107	3.3600	55.1835	9.0196	10.4077
MDC	M.D.C. Holdings	USD	1510.7108	3.4700	19.4255	27.3490	16.1867
MDP	Meredith	USD	2300.8686	3.1700	58.4153	19.4843	13.5604
MDPEB	Meredith	USD	2145.7488	3.4000	58.4153	19.4843	13.5604
NKRKY	Nokian Tyres	USD	6195.7392	4.0500	65.0469	42.5942	29.9484
PKG	Packaging Corp of America	USD	6233.7042	2.5200	44.0114	15.2938	2.3267
SON	Sonoco Products	USD	4238.1488	2.9800	59.5945	3.5446	3.1316
SPLS	Staples	USD	10328.0808	3.0400	63.2854	7.4853	7.2229

 

Consumer, Non-cyclical or Defensive:

Consumer non-cyclical stocks are also called defensive stocks. These companies have the benefit of evolving in markets that is less affected by economic mood swings. We always say that regardless if you keep your job or not, you will brush your teeth in the morning. This is why they are the best stocks to pick from to build a core portfolio. Don’t expect these stocks to sky rocket this year though.

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Payout Ratio (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)
ADW.A.TO	Andrew Peller	CAD	197.3110	2.9000	35.7704	1.5226	3.6848
CAG	ConAgra Foods	USD	14301.7218	2.9500	58.9620	4.9434	2.0352
CALM	Cal-Maine Foods	USD	1369.3571	2.5400	26.9341	17.0395	9.2083
CBY.TO	Canada Bread Company	CAD	1769.5176	2.8700	67.1756	79.9963	42.2847
CLX	Clorox	USD	11677.2459	3.1400	60.0000	5.9088	7.9996
FHCO	Female Health	USD	235.8413	3.4100	52.0704	21.8892	114.2415
GIS	General Mills	USD	31133.1346	3.0500	51.4629	10.4618	10.3717
K	Kellogg	USD	22021.5958	3.0300	67.2936	4.4398	5.5406
KMB	Kimberly-Clark	USD	39682.8232	3.1200	64.4385	5.2930	4.2913
KO	Coca-Cola	USD	178359.1179	2.7700	54.7483	6.5370	7.8506
PEP	PepsiCo	USD	128024.8863	2.7200	50.9536	6.5525	8.4406
PG	Procter & Gamble	USD	221318.3436	2.9600	57.4577	6.1001	6.9676
SVNDY	Seven & i Holdings	USD	35809.6735	2.6900	29.9830	1.9434	3.6990
SWY	Safeway	USD	7892.6640	2.5000	39.8536	2.2982	8.0092
SYY	Sysco	USD	21215.9727	3.1800	65.9811	3.7922	5.4377
TGT	Target	USD	39764.6372	2.7300	40.1493	20.5534	14.4773
TUP	Tupperware Brands	USD	4703.1090	2.6900	40.5562	12.1587	7.6009

Energy:

The energy sector is not known for high-paying dividend stocks on the US market but still, we were able to find an interesting pick in this category. Considering the rough market for oil sand companies in the past 2 years, Canadian companies are not too present in this chart. However, since commodity prices shouldn’t move too fast this year, it could be interesting to cheat a little bit and broaden your search for Canadian oil companies.

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Payout Ratio (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)
COP	ConocoPhillips	USD	86210.1955	3.9200	40.6424	4.9958	4.2588
CVX	Chevron	USD	240531.2471	3.2000	31.2874	8.6165	7.5216
ESI.TO	Ensign Energy Services	CAD	2516.7115	2.8500	44.8288	7.4725	5.7596
ESV	Ensco	USD	13388.8310	5.2300	34.2709	190.4949	88.0565
ESVIF	Ensign Energy Services	USD	2340.3736	2.8900	43.9765	9.5914	5.4538
MMP	Magellan Midstream	USD	13897.7140	3.6400	46.7345	12.1871	11.3090
NE	Noble	USD	9358.3316	2.7100	28.2555	42.3542	33.8434
OXY	Occidental Petroleum	USD	77019.0234	2.6800	41.5579	25.4055	22.7049
PEXNY	PTT Exploration	USD	20048.4263	3.4100	37.2237	13.9227	11.6369
PTR	PetroChina	USD	191622.9870	4.0300	48.9756	10.8870	3.4963
SNP	China Petroleum & Chemica	USD	89755.2656	4.5800	25.2881	28.8311	9.8991
SNPMF	China Petroleum & Chemica	USD	93252.2224	5.7200	25.2881	28.8311	9.8991
SVY.TO	Savanna Energy Services	CAD	723.5052	4.3600	79.4343	31.7713	60.4509
TCP	TC Pipelines LP	USD	2957.4541	6.8300	72.5581	13.0404	14.2809
UGP	Ultrapar Holdings	USD	12362.9606	2.7600	58.3090	24.3746	48.5281
VET	Vermilion Energy	USD	5900.0158	3.8900	57.4976	6.4902	6.5441
VET.TO	Vermilion Energy	CAD	6358.5662	3.8500	58.0275	4.4313	6.8531

Financials:

I’ve ignored US financials for a while after what happened in 2008. Let’s just say confidence in their balance sheets wasn’t there. However, over the past two years, some companies have shown strengths in their market and it may be time to take a look at them.  You will notice that since this chart is particularly long compared to other sectors. North of the border, Canadian banks are still among the most solid in the world. Having them in your portfolio means having a steady cash distributor with a dividend yield over 4%.

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Payout Ratio (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)
ACD.TO	Accord Financial	CAD	65.3609	4.0300	41.0058	1.9079	4.4953
AMNB	American National	USD	192.8249	3.7600	43.8083	8.7208	5.2387
ANAT	American National	USD	2992.8979	2.7700	31.0196	0.0686	0.2754
ANCX	Access National	USD	153.4872	2.9600	68.4505	187.3646	81.7182
AROW	Arrow Financial	USD	327.0049	3.7700	55.7607	3.5533	3.3362
AUBN	Auburn National Bancorp	USD	91.6240	3.3400	43.1470	2.5459	2.4773
BACHF	Bank Of China	USD	120033.8472	6.6300	39.5173	16.0061	30.1190
BACHY	Bank Of China	USD	122713.6729	5.3700	39.5173	16.0061	30.1190
BBD	Bank Bradesco	USD	50025.2028	3.3400	33.8352	4.7152	32.7361
BBDO	Bank Bradesco	USD	54305.8829	2.8400	33.8352	4.7152	32.7361
BCBP	BCB Bancorp	USD	112.8193	3.5500	52.8302	24.4891	22.6166
BDGE	Bridge Bancorp	USD	280.2840	3.6700	63.7076	20.0840	12.0175
BHB	Bar Harbor Bankshares	USD	153.0462	3.2900	37.9010	6.4543	9.5062
BHLB	Berkshire Hills Bancorp	USD	669.2180	2.6800	45.2585	19.3504	23.6994
BKRKY	Bank Rakyat Indonesia	USD	14382.1214	2.8900	26.3093	8.1374	8.9014
BLX	Banco Latinoamericano	USD	1045.8565	5.1500	53.4576	4.7093	5.9740
BMO	Bank of Montreal	USD	42449.9756	4.3300	45.9911	18.0604	8.8460
BMO.TO	Bank of Montreal	CAD	45710.4018	4.2900	47.0715	18.7780	5.8375
BNS	Bank of Nova	USD	72390.3785	3.8800	48.9851	12.4455	13.0858
BNS.TO	Bank of Nova	CAD	77938.4139	3.8500	50.1401	13.1289	9.9601
BSAC	Banco Santander Chile	USD	10855.6485	2.9500	65.8181	8.0000	4.5628
BSBR	Banco Santander Brasil	USD	22248.8951	4.8300	37.7661	11.3146	19.1351
BUSE	First Busey	USD	498.8936	2.7800	78.4680	8.8293	4.8810
CAC	Camden National	USD	315.7446	2.6200	35.3108	0.0566	3.9496
CBKM	Consumers Bancorp	USD	49.3098	2.6500	40.1495	6.8939	7.4281
CBU	Community Bank System	USD	1573.4960	2.8700	52.2214	12.2945	10.9643
CCFN	CCFNB Bancorp	USD	79.0323	3.7500	44.7195	7.2300	23.1255
CCNE	CNB Financial	USD	235.5154	3.5100	52.0864	12.7806	8.7709
CFN.TO	Carfinco Financial Group	CAD	332.2173	3.8200	67.0683	40.2338	10.2514
CFR	Cullen Frost Bankers	USD	4488.3392	2.7000	52.4603	4.5913	5.1700
CHCJY	China Citic Bank	USD	24516.5599	3.7600	23.9665	37.5723	66.4536
CHMG	Chemung Financial	USD	154.6901	3.0900	49.8760	17.5589	11.0553
CICHY	China Construction Bank	USD	179632.8877	5.0300	32.5215	44.2665	5.8635
CINF	Cincinnati Financial Corp	USD	8363.5572	3.2900	44.2930	0.9284	1.2991
CIZN	Citizens Holding Company	USD	90.8269	4.7200	63.2913	2.8415	3.6377
CM	Canadian Imperial Bank	USD	32786.9274	4.4000	46.5629	1.5935	5.8546
CM.TO	Canadian Imperial Bank	CAD	35306.2346	4.3400	47.6638	2.2110	2.9288
CMAKY	China Minsheng Banking	USD	29784.5026	3.8100	30.1520	74.5473	80.9996
CNND	Canandaigua National	USD	244.2830	2.5500	29.4101	24.3379	18.6734
CTBI	Community Trust Bancorp	USD	696.7675	2.9000	41.6718	1.9676	3.2643
CZFS	Citizens Financial Servic	USD	148.2525	3.1400	33.2037	15.9563	12.5285
CZNC	Citizens and Northern	USD	249.1741	4.9700	53.0776	2.4961	1.8980
DCOM	Dime Community Bancshares	USD	615.4767	3.3300	48.9731	1.2862	1.2673
DGICA	Donegal Group	USD	408.0555	3.2800	54.8518	3.5433	7.1910
EFSI	Eagle Financial	USD	76.5157	3.3800	27.6197	4.3839	4.8266
EMCI	EMC Insurance Group	USD	388.7293	3.1200	26.8963	3.1660	1.9086
ESBF	ESB Financial	USD	251.9372	2.8100	45.2270	18.1804	9.3498
FCAP	First Capital	USD	56.5712	3.9400	43.5519	2.1384	2.1936
FDBC	Fidelity D & D Bancorp	USD	62.8368	3.7700	27.3170	5.9582	0.1158
FFIC	Flushing Financial	USD	601.6570	2.6000	44.7920	1.8084	10.9660
FGBI	First Guaranty Bancshares	USD	88.2040	4.5600	54.1096	16.5009	11.3893
FISI	Financial Institutions	USD	323.7041	3.2400	41.2944	5.8064	7.4190
FKYS	First Keystone	USD	137.7675	4.1600	44.9790	0.5366	4.0066
FLIC	First of Long Island	USD	377.3391	2.5200	42.6048	25.7711	14.6930
FMAO	Farmers & Merchants	USD	106.5016	3.6800	40.2856	1.7260	2.1947
FN.TO	First National Financial	CAD	1403.2372	5.9100	52.7946	63.3848	43.4398
FNB	F.N.B.	USD	2023.9707	3.7700	58.2902	8.9029	3.3214
FNFG	First Niagara Financial	USD	3585.7495	3.1600	51.1378	16.7197	20.1184
FWV	First West Virginia	USD	28.8347	4.5600	61.7006	1.3931	1.6254
GCBC	Greene County Bancorp	USD	111.1714	2.6400	27.1655	19.7890	10.6839
GLBZ	Glen Burnie Bancorp	USD	32.6666	3.3600	35.2777	3.4644	0.8924
GWLIF	Great-West Lifeco	USD	29972.3407	3.8800	63.5571	3.3038	4.7645
GWO.TO	Great-West Lifeco	CAD	31512.4609	3.9000	64.0976	1.3065	5.0683
HBHC	Hancock Holding	USD	2961.6680	2.6600	46.5686	37.2096	21.7135
HFFC	HF Financial	USD	91.0147	3.4900	66.5130	8.7446	13.2809
HMN	Horace Mann Educators	USD	1235.1793	2.5500	28.4519	32.7518	4.1897
IFC.TO	Intact Financial	CAD	9010.7024	2.5700	48.1625	14.6205	11.0303
IFCZF	Intact Financial	USD	8620.0193	2.5300	47.3430	16.8803	10.7093
IGIFF	IGM Financial	USD	12912.7572	3.9400	69.9972	3.1105	3.9349
IGM.TO	IGM Financial	CAD	13908.3728	3.9000	70.7952	1.1169	4.2363
ISBA	Isabella Bank	USD	183.7370	3.5300	52.5668	4.9397	7.1323
JPM	JPMorgan Chase	USD	219235.9200	2.6100	31.3683	14.9231	0.5599
KFFB	Kentucky First Federal	USD	70.6432	4.8500	48.4913	4.1396	1.6534
LARK	Landmark Bancorp	USD	60.0490	3.7200	38.2890	5.5053	3.7066
LB.TO	Laurentian Bank of Canada	CAD	1325.9099	4.3900	43.7231	5.3918	4.9520
MAIN	Main Street Capital	USD	1352.5726	5.6100	70.0877	53.0476	108.7619
MBCN	Middlefield Banc	USD	52.6916	4.0000	32.2576	7.6009	6.3761
MFI	MicroFinancial	USD	126.0219	3.2100	35.7894	6.7192	4.3282
MHLD	Maiden Holdings	USD	839.4063	3.8100	54.9252	27.2014	86.1410
NA.TO	National Bank of Canada	CAD	14175.6031	4.2300	39.2833	13.9186	2.6814
NHTB	New Hampshire Thrift	USD	108.5286	3.4100	47.2312	4.5761	9.5210
NRIM	Northrim BanCorp	USD	170.1849	2.6000	35.5536	11.8707	3.2041
NTIOF	National Bank of Canada	USD	13268.3514	4.2500	38.3435	13.2303	5.6002
NWFL	Norwood Financial	USD	100.2641	4.3400	50.7834	9.8412	8.9704
ONFC	Oneida Financial	USD	89.2289	3.7800	53.3834	19.4395	14.7998
ORI	Old Republic	USD	4451.1606	4.2100	55.2584	4.2923	4.5352
OVBC	Ohio Valley Banc	USD	91.8870	3.7100	48.6079	11.3026	8.3782
OVCHF	Oversea-Chinese Banking	USD	27153.1221	3.4500	43.9603	67.6888	10.5277
PFS	Provident Financial	USD	1137.4117	3.1600	61.0379	17.8732	10.3997
PRE	PartnerRe	USD	5353.7647	2.5400	40.7185	12.7432	10.6953
PRK	Park National	USD	1278.9879	4.5300	76.1872	1.2026	2.7464
PSBQ	PSB Holdings Inc	USD	50.5689	2.5500	26.2120	4.3963	3.9786
PWOD	Penns Woods Bancorp	USD	243.4026	3.7200	66.4815	0.7600	0.7397
QNBC	QNB	USD	83.1887	4.2400	36.0959	0.2796	1.6981
RIVR	River Valley Bancorp	USD	39.6037	3.2400	31.5174	14.9631	8.5416
RY	Royal Bank Of Canada	USD	94977.0877	3.8100	45.7811	8.1934	10.8160
RY.TO	Royal Bank Of Canada	CAD	102268.6074	3.7800	46.8611	8.8510	7.7530
SAFT	Safety Insurance Group	USD	868.0556	4.2500	62.1191	10.6307	9.8281
SBSI	Southside Bancshares	USD	480.0780	3.1300	57.2594	19.8770	24.1672
SSBI	Summit State Bank	USD	49.0231	4.2700	57.2173	2.0404	5.0325
SYBT	S.Y. Bancorp	USD	438.2789	2.7900	41.5915	5.0922	3.8052
TAXI	Medallion Financial	USD	309.2602	6.5600	74.0582	7.0491	4.2813
TD	Toronto-Dominion	USD	83596.3213	3.5500	40.7984	15.2358	14.1159
TD.TO	Toronto-Dominion	CAD	90023.2712	3.5100	41.8046	15.9362	10.9617
THFF	First Financial	USD	462.9679	2.7600	40.9409	1.7180	1.7851
TMP	Tompkins Financial	USD	738.3918	3.1900	46.1667	12.9273	9.6085
TOWN	Towne Bank	USD	474.9479	2.6600	42.7013	6.6887	8.8724
TSH	Teche	USD	107.9770	2.8800	34.4520	0.7080	0.3019
UBSI	United Bankshares	USD	1549.7479	4.1600	71.5698	7.3523	6.0706
UMPQ	Umpqua Holdings	USD	2106.5075	3.1900	53.5572	24.1605	1.2303
UOVEY	United Overseas Bank	USD	25854.9588	2.9300	40.7330	5.8941	0.1413
UVSP	Univest Corporation of PA	USD	332.8327	3.9100	62.7747	14.7874	10.1263
WASH	Washington Trust Bancorp	USD	604.5866	2.9700	45.9180	4.0340	7.4207
WBCO	Washington Banking	USD	286.2603	3.1500	50.4463	37.2772	28.9074
WFC	Wells Fargo	USD	239148.9764	2.6400	30.2135	8.2416	6.6502
WU	Western Union	USD	9631.2644	2.8700	39.4600	83.4113	53.3243

Health Care:

While this is a small dividend sector, I think that almost all companies in this chart are interesting. They show long histories of dividends for the most part and are sitting on billions of investments. There are no surprises as you won’t find any Canadian companies in this chart.

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Payout Ratio (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)
AZN	AstraZeneca	USD	73302.6445	4.7900	74.5263	7.1762	6.7729
BAX	Baxter International	USD	37874.8655	2.8100	46.0092	8.3543	2.6920
ESALY	Eisai	USD	10902.1055	4.1000	71.8180	1.8373	3.9892
JNJ	Johnson & Johnson	USD	266033.4267	2.8000	55.2372	7.4799	7.2086
LLY	Eli Lilly	USD	57673.1930	3.8300	44.7268	0.5438	3.3671
NVS	Novartis	USD	193509.4500	3.1800	66.0474	15.2717	18.6768
OMI	Owens & Minor	USD	2318.4417	2.6100	55.1361	13.2153	15.0385

Industrials:

There are a lot of huge companies that are spread around the world in this category (such as MMM and CAT). Defence and Aerospace (LMT & GD for example) offer great dividend yields as well. This could be a very interesting moment to aim for industrial companies as they will probably benefit from the bull market and huge amounts of cash that companies have in their bank accounts to upgrade equipment.

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Payout Ratio (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)
ABB	ABB	USD	59417.9314	2.7700	62.8053	12.7140	31.2228
AP	Ampco-Pittsburgh	USD	200.3110	3.7200	43.1875	0.4565	6.1805
ATASY	Atlantia	USD	15248.5079	3.0900	74.9808	2.1841	2.6005
CAJ	Canon	USD	36416.7688	4.0900	57.4268	3.8509	6.9545
CAJFF	Canon	USD	36820.1315	3.8500	57.4268	3.8509	6.9545
CAT	Caterpillar	USD	56591.1391	2.7000	40.7982	16.0293	13.4124
CDI	CDI	USD	351.9912	2.8800	65.2793	8.3895	6.1535
CVL.TO	Cervus Equipment	CAD	363.4983	3.3100	39.7767	8.7432	3.4232
EBF	Ennis	USD	433.2618	4.2400	52.7728	12.6337	7.5137
EML	Eastern	USD	101.9753	2.6800	47.3324	12.9869	11.5275
EMR	Emerson Electric	USD	48503.1541	2.5000	58.9321	5.3868	4.6705
HI	Hillenbrand	USD	1825.9662	2.7300	76.8139	1.7722	16.3908
HWCC	Houston Wire & Cable	USD	236.2843	3.3400	77.8582	2.0357	16.2944
IEP	Icahn Enterprises	USD	13284.1920	4.2900	35.0207	0.8584	32.9764
KBL.TO	K-Bro Linen	CAD	276.2052	2.9300	74.0366	1.0148	5.6092
KMTUY	Komatsu	USD	18911.2698	2.8900	29.3403	18.8325	3.5675
LMT	Lockheed Martin	USD	47600.8530	3.5800	48.4977	14.1906	17.0632
MSBHY	Mitsubishi Corp	USD	31623.1127	2.9300	18.4687	20.1754	2.2152
RSG	Republic Services	USD	11771.4859	3.1800	71.0620	4.5108	28.5087
SSUMF	Sumitomo	USD	15506.5869	3.0700	24.1550	30.3811	9.5795
SSUMY	Sumitomo	USD	15631.6400	5.0200	24.1550	30.3811	9.5795
SWK	Stanley Black & Decker	USD	12414.2877	2.5000	34.3014	43.1654	24.9536
TAL	TAL International Group	USD	1797.0169	5.2700	59.1988	298.0689	10.5409
TGH	Textainer Group Holdings	USD	2126.8000	4.9800	46.6677	17.6016	8.9377
WM	Waste Management	USD	20681.7277	3.3100	78.9644	4.3824	7.2985
ZLIOY	Zoomlion Heavy Industry	USD	6904.5348	2.9500	57.5532	64.9607	104.7399

Real Estate:

Real Estate companies are also known as REITs in the investment world. They are quite popular considering their relatively high dividend distributions. In fact, their main goal is to manage Real Estate, cover their fees, and pay out most of their earnings to shareholders. Further analysis is definitely required in this case as you can’t assess a REIT the same way you do with a regular stocks. This is the reason why I’ve taken away the payout ratio as it is completely meaningless when you consider a REIT. However, I was able to find FFO per share (quarterly) which gives you a better indication of how much they can distribute.

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)	Funds from Operations (TTM)	FFO Per Share (Quarterly)
AAR.UN.TO	Pure Industrial	CAD	627.5101	6.7100	105.0844	113.0552	28.7590	0.1053
ACDSF	Ascendas Real Estate Inv	USD	4104.5284	6.7800	15.6304	13.7120	None	0.0265
ADC	Agree Realty	USD	387.3197	5.6100	1.0294	1.3752	25.6365	0.5222
AEC	Associated Estates Realty	USD	914.2834	4.7800	27.8601	14.4166	69.0580	0.3235
AGPYY	Agile Property Holdings	USD	3543.8758	4.6200	45.1297	21.8870	None	10.6395
AKR	Acadia Realty Trust	USD	1398.7238	3.6500	80.3751	49.4150	72.4370	0.3035
AP.UN.TO	Allied Properties Real Es	CAD	2279.8818	4.0900	11.9841	15.6154	306.7750	0.8176
ARE	Alexandria Real Estate	USD	4608.5262	4.2300	9.3091	7.8534	317.4990	1.1512
AVB	AvalonBay Communities	USD	15661.5734	3.5400	8.8215	6.1838	589.1220	1.1343
BEK.B.TO	Becker Milk	CAD	36.0776	4.0100	49.3802	27.2260	1.9835	0.1460
BFS	Saul Centers	USD	971.7000	3.0400	7.7943	6.4046	79.3390	1.0740
BMR	BioMed Realty Trust	USD	3529.0938	5.4400	16.0090	9.3970	None	0.3367
BPO	Brookfield Office	USD	9619.3244	2.9400	17.8055	12.4637	1590.0000	0.5374
BPO.TO	Brookfield Office	CAD	10362.3831	2.8800	15.5186	12.7886	1627.7586	0.5543
CAR.UN.TO	Canadian Apartment Proper	CAD	2347.0493	5.3400	6.8296	7.2100	344.4350	0.5392
CBL	CBL & Associates Pptys	USD	3065.1024	5.4300	45.9003	8.9038	489.0130	0.7148
CDPYF	Canadian Apartment Proper	USD	2179.6389	5.4600	8.9358	6.9000	339.9294	0.5229
CPAMF	Capitamall Trust	USD	5152.0301	5.5500	10.4422	10.4246	400.8802	0.0418
CPT	Camden Property Trust	USD	5026.3533	4.2800	7.3743	1.1923	404.5560	1.0391
DEI	Douglas Emmett	USD	3381.0792	3.3700	8.9642	6.1117	236.9680	0.3442
DFT	Dupont Fabros Technology	USD	1602.6133	4.0400	135.1056	24.4583	140.3480	0.2728
DLR	Digital Realty Trust	USD	6403.8838	6.2600	35.4348	30.8996	779.2590	2.0379
EDR	Education Realty Trust	USD	1028.8796	4.9100	31.4757	7.5578	50.3380	0.0634
ELS	Equity Lifestyle	USD	3094.8205	2.6900	32.0592	28.1862	157.4710	0.2226
EPR	EPR Properties	USD	2563.0219	6.3700	8.6511	10.7226	196.0760	1.1219
EQY	Equity One	USD	2669.7057	3.9400	6.3302	4.9623	100.4880	0.3021
ESS	Essex Property	USD	5716.5958	3.2200	5.7997	13.0042	361.5090	2.9775
EUCMF	Eurocommercial	USD	1700.9091	5.5700	15.9305	3.0814	159.1425	9.2477
EXR	Extra Space Storage	USD	4688.2225	3.8000	34.1358	9.9903	215.2600	0.4647
FCR.TO	First Capital Realty Inc.	CAD	3694.0002	4.7400	6.6510	46.7507	291.0480	0.2563
FPO	First Potomac Realty	USD	702.6582	5.0100	25.1466	9.5817	78.6370	0.2254
FRT	Federal Realty Investment	USD	6762.3128	3.0000	5.3545	7.6268	304.3760	1.1993
FUR	Winthrop Realty Trust	USD	407.7696	5.8000	26.7875	13.6928	None	0.5156
HCN	Health Care REIT	USD	15663.2722	5.6400	30.8015	29.2906	904.5010	0.9532
HCP	HCP	USD	17082.8050	5.6100	18.2618	16.1331	1275.3810	0.6917
HIW	Highwoods Properties	USD	3281.7478	4.6600	2.3234	2.9293	245.2880	0.7178
HME	Home Properties	USD	3139.7149	5.0700	9.4486	5.3351	282.3040	1.2930
HT	Hersha Hospitality	USD	1116.7442	4.3600	23.9343	9.4058	90.8140	0.0894
HYSNF	Hysan Development Co.	USD	4488.4891	3.0500	10.7700	9.2631	None	0.4439
HYSNY	Hysan Development Co.	USD	4546.9883	2.7000	10.7700	9.2631	None	0.8877
IRET	Investors Real Estate	USD	888.2610	6.2000	0.8470	6.8849	86.1700	0.1694
KMP.TO	Killam Properties Inc	CAD	571.4050	5.5300	10.1086	14.5843	77.3810	0.2324
KRC	Kilroy Realty	USD	4189.4308	2.7400	8.6387	3.9777	225.5400	0.6546
KWHAF	K Wah International	USD	1636.7869	3.1200	49.7233	17.8351	None	0.0879
LTC	LTC Properties	USD	1234.3875	5.4900	3.8401	2.0340	None	0.5623
MAA	Mid-America	USD	4620.4214	4.7300	8.3909	6.7604	214.8960	1.1620
MAC	Macerich	USD	8300.8486	4.2000	49.3036	5.8113	551.4750	0.9365
MGRUF	Morguard Real Estate	USD	964.0293	6.0200	5.0853	1.0336	239.3952	0.4186
MNR	Monmouth Real Estate	USD	410.6289	6.5000	17.8578	14.1262	36.3196	0.1759
MPC.TO	Madison Pacific Proprties	CAD	146.4090	4.2000	1.0738	0.6463	14.7290	0.1040
MPC.C.TO	Madison Pacific Proprties	CAD	137.6245	4.4700	1.0738	0.6463	14.7290	0.1040
MPW	Medical Properties Trust	USD	2006.7230	6.7600	19.0243	14.3884	137.0250	0.2209
MRT.UN.TO	Morguard Real Estate	CAD	1014.7022	5.8900	3.0536	1.3266	243.4280	0.4316
NDVLY	New World Development Co	USD	7731.7100	3.8100	15.4487	5.9557	None	0.3451
NHI	National Health Investors	USD	1581.9743	5.1800	7.0120	3.2417	104.6180	1.0338
NNN	National Retail	USD	3795.8642	5.2000	13.1674	13.1344	235.7380	0.5723
NPR.UN.TO	Northern Property Real	CAD	901.0451	5.4800	20.9835	16.2511	84.8330	0.6226
O	Realty Income	USD	7857.2639	5.7100	10.8895	8.6393	440.9950	0.6451
OFC	Corporate Office	USD	2125.9895	4.5200	1.3204	5.9452	138.4580	0.3333
OHI	Omega Healthcare	USD	3732.0902	6.3000	18.5917	17.5248	285.9560	0.5938
PLD	Prologis	USD	18816.8414	2.9700	62.2849	11.8551	742.1760	0.2475
REI.UN.TO	Riocan Real Estate	CAD	7601.3282	5.5800	9.8607	8.7853	921.0000	0.4281
RIOCF	Riocan Real Estate	USD	7065.4722	5.8000	12.0266	8.4707	909.9561	0.4152
RPT	Ramco-Gershenson	USD	1048.9919	4.7600	25.5642	28.4649	68.5370	0.3263
SIOLY	Sino-Ocean Land	USD	3485.4640	4.6600	0.5185	3.9274	None	1.3351
SKT	Tanger Factory Outlet	USD	3085.6111	2.7600	6.0543	10.3649	191.6320	0.7570
SNH	Senior Housing Properties	USD	4194.2692	7.0000	14.8159	18.1848	306.0910	0.4013
SNLAY	Sino Land Co.	USD	7696.4849	4.5300	64.8254	48.3718	None	0.4195
SPG	Simon Property Group	USD	48096.2648	3.1000	90.5155	7.9879	2089.6580	2.2593
SWRAY	Swire Pacific	USD	8995.2413	3.6100	17.2312	117.5987	None	1.4983
SWRBY	Swire Pacific	USD	8706.5823	3.7300	17.2312	117.5987	None	1.4983
TCO	Taubman Centers	USD	4146.8659	3.0700	15.6422	15.5306	288.4720	1.1355
UHT	Universal Health Realty	USD	523.8140	6.0600	3.1712	2.7810	33.0260	0.6208
UNRDY	Unibail-Rodamco	USD	24181.3233	2.8000	10.4546	9.1204	None	1.3187
VNO	Vornado Realty Trust	USD	16927.8531	3.2300	34.3538	5.7714	902.3900	1.2774
VTR	Ventas	USD	17121.3900	4.9800	31.7143	20.8663	1199.2950	1.0248
WARFY	Wharf holdings	USD	22497.7500	2.6700	16.5106	8.8034	None	0.8350
WHLKF	Wheelock and Co.	USD	9041.7294	2.7500	78.4555	48.2223	None	1.4254
WHLKY	Wheelock and Co.	USD	9005.1548	2.6600	78.4555	48.2223	None	14.2539
WPC	W. P. Carey	USD	4175.1461	5.6900	10.5192	8.7208	234.2040	0.8357

Technology:

I really like the technology sector as a relatively new player in the dividend world. Most companies are sitting on billions in cash and this leads to safe and increasing dividend payouts. The only problem with techno stocks is that you have to follow them closely to make sure they are always on the ball. This environment changes rapidly.

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Payout Ratio (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)
ADI	Analog Devices	USD	15407.2510	2.7400	60.2766	17.5439	12.7763
AVX	AVX	USD	2283.1384	2.5800	54.3689	23.0520	13.0685
CA	CA	USD	15095.1320	2.9900	42.6966	77.3513	41.3688
ELSE	Electro-Sensors	USD	13.6806	4.0000	33.4152	0.2468	0.1852
GRMN	Garmin	USD	8917.7318	3.9400	45.6405	19.1368	9.2872
INTC	Intel	USD	127234.2050	3.5200	47.3106	11.8586	10.6889
KLAC	KLA-Tencor	USD	10387.2571	2.8900	52.7730	37.4431	19.6296
MOCO	Mocon	USD	90.2839	2.7000	61.6060	5.0678	5.9218
MSFT	Microsoft	USD	303949.5258	3.0800	33.9870	17.6496	13.1755
MXIM	Maxim Integrated Products	USD	8149.0829	3.6100	65.9686	4.7561	3.1112
NINOF	Nikon	USD	6960.3160	2.7100	43.8463	60.5663	12.6216
NINOY	Nikon	USD	7412.4390	6.2000	43.8463	60.5663	12.6216
RFIL	RF Industries	USD	54.2905	4.0500	45.1684	144.5836	47.8368
TXN	Texas Instruments	USD	46737.8444	2.8100	56.6057	13.0404	14.0195
WSTG	Wayside Technology Group	USD	66.0861	4.8000	52.4328	2.0663	2.1896

Utilities:

This is the realm of steady and high dividend yields. In this sector, it’s not hard to find a 4% dividend stock (there are also a few great 5% stocks too!). The utility sector is known for maintaining dividend payout ratios around 50% (electricity) and 60%-70% (water) and it is also useful to follow these guidelines. This sector will bring stability and push your overall portfolio dividend yield higher. Unfortunately, there are not many utilities stocks in the Canadian market, you have to turn to the US market where you can find plenty. Don’t expect huge growth but for those who are looking for steady dividend payments, utilities are a great place to start.

Symbol	Name	Currency	Market Cap	Dividend Yield (TTM)	Payout Ratio (TTM)	Total Dividends Paid (3 Year Growth)	Total Dividends Paid (5 Year Growth)
ALE	ALLETE	USD	2002.9990	3.8600	73.6581	6.9407	9.2987
ATO	Atmos Energy	USD	4107.4177	3.2800	52.6802	1.0163	1.7816
AVA	Avista	USD	1678.6122	4.3600	72.9545	9.6994	15.8934
AWR	American States Water	USD	1089.8976	2.8800	46.3144	10.0632	8.1101
BKH	Black Hills	USD	2340.8060	2.8900	52.5336	5.7716	5.3461
CDUAF	Canadian Utilities	USD	8672.8276	2.7800	23.8739	6.7181	4.9959
CMS	CMS Energy	USD	7024.4880	3.8800	64.0288	26.3272	35.0960
CNL	Cleco	USD	2791.6826	3.1400	53.4603	13.2603	7.9678
CPK	Chesapeake Utilities	USD	577.4744	2.5700	39.1099	15.7346	11.9023
CTWS	Connecticut Water Service	USD	386.6286	2.8200	56.8883	3.3298	3.4422
CU.TO	Canadian Utilities	CAD	9369.7744	2.6900	24.4131	4.6548	5.3004
CU.X.TO	Canadian Utilities	CAD	9356.7717	2.7000	24.4131	4.6548	5.3004
CWT	California Water	USD	1072.6953	2.8500	61.3448	2.5376	1.8095
DGAS	Delta Natural Gas	USD	150.7437	3.4900	67.6897	4.6216	3.9800
DTE	DTE Energy Holding	USD	11626.1839	3.9800	70.5502	5.3590	2.2583
ED	Consolidated Edison	USD	15801.3184	4.5600	70.0483	5.1743	4.1145
ENGGY	Enagas	USD	6226.1892	4.3000	68.2769	0.9552	14.6586
ETR	Entergy	USD	10922.0571	5.4200	69.7163	0.8101	2.7795
FRTSF	Fortis	USD	5988.0989	4.2600	57.7723	3.7637	9.7014
FTS.TO	Fortis	CAD	6479.0631	4.2000	58.6902	1.7575	10.0195
GAS	AGL Resources	USD	5498.7243	4.0600	70.8207	13.8625	12.0240
GWEPF	Glow Energy	USD	3028.1305	3.3900	43.6377	6.7633	4.9621
IDA	Idacorp	USD	2591.0027	3.3300	45.6187	6.6510	5.3912
LNT	Alliant Energy	USD	5654.8004	3.6900	57.5184	5.3216	8.4875
MGEE	MGE Energy	USD	1311.2345	2.8700	51.6252	2.1858	3.4828
MSEX	Middlesex Water	USD	331.1360	3.6500	74.4796	6.6773	4.8277
NEE	NextEra Energy	USD	36616.5496	3.1100	54.1563	9.4380	8.9510
NI	NiSource	USD	10357.5261	3.0200	58.7206	2.5530	1.6206
NJR	New Jersey Resources	USD	1916.7876	3.6800	58.5581	8.1572	8.2637
NU	Northeast Utilities	USD	13208.7447	3.5100	58.3528	31.5220	25.8582
NVE	NV Energy	USD	5592.6953	3.2000	60.2720	16.2261	33.6309
NWE	NorthWestern	USD	1664.6570	3.5100	44.8427	4.0277	2.7844
PEG	Public Service Enterprise	USD	16010.5101	4.5500	57.3007	2.1809	3.8646
PNW	Pinnacle West Capital	USD	5769.6593	4.3300	60.0860	4.7344	2.2815
PNY	Piedmont Natural Gas	USD	2487.6763	3.7900	68.5523	4.7132	4.0617
PPL	PPL	USD	18857.0680	4.9100	53.8752	17.2334	12.6591
RDEIY	Red Electrica	USD	8930.7626	3.3500	50.9746	16.8890	17.2108
SCG	SCANA	USD	6496.1702	4.3900	57.6271	3.1745	4.1221
SJW	SJW	USD	587.7252	2.5000	59.5616	2.7355	3.5953
SRE	Sempra Energy	USD	22118.1910	2.7800	65.0343	20.6867	14.3193
STR	Questar	USD	3972.3474	3.1700	78.2664	10.1268	7.0012
TEG	Integrys Energy Group	USD	4261.8214	5.0600	71.2667	0.7874	3.6060
TTAPF	Thai Tap Water Supply	USD	1396.5000	4.8600	76.1211	17.9962	18.1562
TTWSF	Thai Tap Water Supply	USD	1077.3000	6.3000	76.1211	17.9962	18.1562
UNS	UNS Energy	USD	2468.1642	2.9300	59.2320	18.9054	16.9877
WEC	Wisconsin Energy	USD	9287.3036	3.7300	58.5072	20.5289	18.7718
WR	Westar Energy	USD	4154.1277	4.1600	55.4648	9.5156	12.5345
WTR	Aqua America	USD	4080.2270	2.6300	43.6426	7.7263	7.9387
XEL	Xcel Energy	USD	13844.3309	4.0300	53.9604	5.4667	5.1379
YORW	York Water	USD	276.5876	2.6800	74.7716	5.4686	5.3773

What are the Best Stocks From Each Sector?

As you can see, I’ve worked pretty hard to narrow down some solid stocks for each sector. However, some charts in this article contain over 20 and even over 50 stocks. This is already way too much work to be done to find the best companies for each sector.

For this reason, I have delved deeper and pulled out the best stocks per sector for 2014. This is a small pdf document that will be available on my new site; Dividend Stocks Rock. Over the past 18 months, I’ve worked very hard on building the ultimate dividend investing platform where you can find the information you need to successfully manage your portfolio on your own and not being overwhelmed by a ton of newsletter and financial information.

If you are curious about what we can do to help you invest, check out my new site!

 

 

 

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